Financial Literacy Made Easy
How the rich build automatic cashflow and achieve F.I.R.E. Financial Independence with the ability to Retire Early.
Automatic Millionaire
We will take you by the hand to show you the step-by-step, paint by numbers
How the Rich Build Massive Wealth
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What the Rich Teach Their Children
What You'll Learn
The 13th Grade is an online Financial Literacy course developed by Elliot Shoener as apart of the "if I was your Dad series". The core objective of the course is to provide wealth builders (enrolled students) with a complete A to Z overview describing the core principles the RICH use to build MASSIVE WEALTH. The course covers topics related to; credit, leverage (lending), investing, taxes and most importantly, the millionaire mindset.
Elliot believes it’s the strategic combination of these 4 things (along with a little grit and hard work), that can ultimately lead an individual into a state of “F.I.R.E” being Financially Independent with the ability to Retire Early. While the course covers these 4 topics on a broad level, Elliot includes stories and real-life examples - to setup the course a kind-of a “documentary” of his journey… moving from nothing-to-something in under a decade.
The 13th Grade Financial Literacy Course, is not conceptual theory, Elliot lives and breathes the principles he teaches in this course. His story is living proof on the type of success that can be generated by those individuals who hold the correct mindset, financial literacy, and willingness to put in the work.
Agenda (Note: Each Section Contains Multiple Subsections)
MINDSET
What's Your Why: Establishing goals, level setting, why you want to be rich.
Circle of Influence: Discover #1 factor in personal growth, what you watch, read, listen to spend time with matters in helping you compress time.
The Earn & Consume Lifestyle: We discuss the difference between being rich and creating generational wealth
Pain Avoidance Curve: Why we never get started on our big ideas.
Actions Equals Results: Why we never keep going once we get started, and why building wealth is so hard, mentally
THE PROBLEM
State of America: Examination of America's current financial state and how the process isn't working.
The Two Ways to Retirement: A formal breakdown of traditional and modern retirement strategies.
CREDIT
Credit Basics: What is included in our credit report, and why credit matters.
Credit Score: What is the formula that determines our credit score.
Credit Repair: How you can repair your credit for FREE (DYI)
Building Credit: How to build a credit profile lenders will love.
#1 PRINCIPLE OF THE RICH
Defining Success: Defining success early is important. What are we really working towards achieving?
F.I.R.E: What is financial independence and how much do we need to earn to achieve it. It's different for everyone.
Control vs Ownership: Discussing the 2 methods to achieving F.I.R.E.
Cash as a Tool: How do we reach a state of Financial Independence with the ability to Retire Early.
LEVERAGE
What Lenders Consider: What lenders consider when reviewing applications for credit.
Loans Types: Discuss the type of unsecured & secured debt, a continuation of approval guidelines.
Using Leverage to Build Wealth Fast: Supercharging your wealth building through the use of Leverage.
Credit Card Rewards: How to use credit card rewards to travel & fund your wealth building.
TAXES
Paying Your Fair Share: Discussing taxes and what you're really obligated to spend on taxes each year.
Building Wealth with Taxes in Mind: Discussing different investment vehicles that provide tax benefits.
INVESTING
Diversification: Reducing risk by diversifying across investment vehicles and within each investment vehicle.
Private Business: The pros and cons of starting your own private business and the mistakes to avoid.
Equities (Stocks & Bonds): Investing in publicly trading companies, stocks, mutual, index funds, corporate bonds...
Real Estate: House flipping, house hacking, buy & hold real estate, short term rentals, syndication, REITs
HUSTLES
Wholesaling: Earn six-figures within the real estate industry, with only your cell phone. Work for us!
Knowledge: Making money off your knowledge & experience, including what you just learned.
CAPSTONE
Putting it All Together: We'll spend time discussing how credit, leverage, investing and taxes can be used in different ways to build massive wealth. We discuss 3 states of mind: Earn & Consume, Conservative Ownership, Control & Cash Flow
Living Uncomfortable: Discussing the difference in looking rich and being rich.
My Path to Fire: Elliot walks through his entire journey of wealth building. He discusses each stage & highlights exactly where he got it right and wrong.
Becoming a Young Millionaire: Applying all the principles of this course, Elliot walks through how you can become a millionaire within 10 years if you're willing to get a little uncomfortable, starting with $100
Arbitrage: Earning within the margin, by buying low and selling high.