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13TH GRADE COURSE DISCLOSURE: This course is designed to provide information that the author believes to be accurate on the subject matter it covers, and is provided with the understanding that neither the author nor the publisher is offering individualized advice tailored to any specific portfolio or to any individual’s particular needs, or rendering investment advice or other professional services such as legal, accounting, or tax advice. A competent professional’s services should be sought if one needs expert assistance in areas that include investment, legal, tax and accounting advice. This publication references performance data collected over many time periods. Past results do not guarantee future performance. Additionally, performance data, in addition to laws and regulations, change over time, which could change the status of the information in this course. This course solely provides historical data to discuss and illustrate the underlying principles. Additionally, this course is not intended to serve as the basis for any financial decision; as a recommendation of a specific investment advisor; or as an offer to sell or purchase any security. Only a prospectus may be used to offer to sell or purchase securities, and a prospectus must be read and considered carefully before investing or spending money. No warranty is made with respect to the accuracy or completeness of the information contained herein, and both the author and the publisher specifically disclaim any responsibility for any liability, loss, or risk, personal or otherwise, which is incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this course.

ADVERTISING DISCLAIMER: The Operator of this Mondipity.com ("Website") is not a lender and cannot guarantee you will be approved for a loan or be successful in repairing your credit. This Website offers a free service that will match the information you provide with a financing, credit or debt related product or service from a provider (within its approved partner network), that appears to most closely to match your needs. These providers include personal, business, installment, line of credit, and short-term financing providers, as well as other financial, credit and debt service providers (collectively "Providers"). This Website receives compensation from its Providers in certain circumstances. This compensation may impact how and where Products appear on this website, such as the order or placement. These Providers do not represent all financing companies or all types of products and services available in the marketplace.

This Website does not broker loans to a lender, is not an agent of or represent a lender in any other capacity other than as a referral source. This Website does not make, fund or offer any specific loan or financial product. This Website does not constitute an offer or solicitation to lend. This Website does not charge for any service or product. This Website does not endorse or recommend the products or services of its Providers, and are not an agent of or advisor to you or our Providers. We do not validate or investigate the licensing, certification or other requirements and qualifications of Providers. It is your responsibility to investigate all Providers. By using the Website, you acknowledge and agree that Providers are solely responsible for any product or services that they may provide to you and that we are not liable for any losses, costs, damages or claims in connection with, arising from, or related to, your use of Providers products or services. You should review each Providers terms and conditions to determine which solution is best for your personal financial situation. We highly encourage you to consult a qualified financial professional before making any type of financial decision. This service is not available in all areas within the United States.

Displayed rates and terms located on this Website are representative of a prime credit individual and are not typical of all applicants or offered by all Providers. The term, rate, and loan amount you qualify for will depend on your credit worthiness, personal financial situation and Provider.

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